NO CREDIT NEEDED FINANCING
WITH A 100 DAY PAYMENT OPTION!
We offer a lease/purchase program to customers who wants to purchase today and pay later!
We have over 90% approval rating
There are only two key things that we look at when qualifying customers:
We require the applicant has had steady income from employer for at least the last six months. We also require the applicant to earn at least $1,000 per month and deposit at least $500 per month into their checking account. The applicant must also have an active checking account for at least three months, and have no "NON SUFFICIENT FUNDS" or excessive overdrafts in the last 30 days.
What is the interest rate? How is the monthly payment figured?
There is not an interest rate. Lease payments are 15% of the invoice amount per month.
Example: $1,000 invoice = $150/mo payment
How does the customer make payments?
Payments are automatically withdrawn from the customer’s bank account on their paydays.
What if the customer does not have a checking account?
They will not qualify. They must have an active checking account that has been open for at least three months.
How long is the lease agreement for?
All lease/purchase agreements should be paid off in 3 months (100 days) to be considered Same as Cash ($0 additional fees)
Lease/purchase agreements are for 12 months unless the customer wishes to pay off early.
What are the buyout options for the customer?
We offer early buyout options to customers who wish to own the merchandise outright before the 12 month term is completed. They have two options:
100 Day Payment Option: The customer pays only the invoice amount within 90 days of the delivery date.
Early Buyout Option: If the customer wishes to own the merchandise outright after 90 days, they will be able to purchase their merchandise at a percentage of their remaining balance.
(You will be entering your information securely at Snap financing. After your application is approved, you will receive a call from Street Beat Car Audio congratulating you and will make an appointment for you to have your dream system installed!, go ahead, give it a try. It's that easy!)